Whether you’re planning to buy a house, finance a car, or simply want to manage your finances better, understanding your credit report is crucial. This comprehensive guide will walk you through everything you need to know about your credit report, from the basics of reviewing it to the intricacies of what to look for and […]
When it comes to business banking needs, small businesses have been underserved by big banks. Those who have come to expect more from their banking relationships are discovering considerable gaps in the service experience the large banks provide. The most significant gap is the lack of a tangible personal connection, which typically translates into a […]
Of all the necessary functions a business must perform each day, few are more costly or inefficient than handling paper transactions – processing, posting, printing, mailing, and tracking checks. To make matters worse, businesses then have to contend with the delays, risks, and errors involved in sending and receiving checks. With paper transactions, businesses must […]
Business capital comes in many forms. In fact, businesses use a variety of financial resources to grow, acquire assets and expand product and service offerings. Which source of capital is best for your business depends on how much capital you need, how you plan to use it, how long you need it and what interest […]
Preparing is key Financial needs change through all stages of our lives. The one constant focus as we age should be on saving for retirement years. As you begin your retirement plan, there are a number of things to consider. Saving for retirement Retirement has many logistical aspects, and one of those is saving. USA.gov […]
Banks and other lenders have extensive experience evaluating existing companies to determine if they’re good candidates for commercial loans. Ideal candidates for business loans: generate sufficient cash flow to cover loan payments; have a solid, long-term track record of meeting financial obligations, aka, a good credit history; have financial reserves to weather unexpected downturns or […]
