Applying for a Mortgage

• Most recent two years of W-2 forms
• Most recent month of pay stubs for all borrowers
• Most recent two years of Personal Federal Income Tax Returns (all pages and schedules)
• Copy of most recent two months of statements on all bank accounts (not needed for Burke & Herbert Bank accounts)
• Copy of most recent statements for all assets listed on Loan Application (brokerage accounts, IRA, 401(k), other accounts)

• Most recent two years of Personal and Business Federal Income Tax Returns (all pages and schedules)
• Current year-to-date profit and loss statements
• Copy of most recent two months of statements on all bank accounts (not needed for Burke & Herbert Bank accounts)
• Copy of most recent statements for all assets listed on Loan Application (brokerage accounts, IRA, 401(k), other accounts)
• Copy of active business license (if applicable)

• Most recent awards letter or monthly statement for all Social Security and pension income including proof of direct deposit in most recent two months of bank statements
• Most recent two years of 1099-R forms
• Most recent two years of Personal Federal Income Tax Returns
• Copy of most recent statements for all assets listed on Loan Application (brokerage accounts, IRA, 401(k), other accounts)
• Most recent profession for retired individuals

• Purchase contract signed by all parties
• Copy of earnest money check

• Copy of current monthly mortgage statement
• Copy of existing homeowners insurance policy and flood insurance and HOA statement (if applicable)
• Copy of existing title insurance policy, or Closing Disclosure/HUD-1 from your previous settlement that shows owner’s coverage
• Proof of HOA amounts for all condos

Copy of two forms of identification (ID), one of which must be government-issued with a photo. (Note: Per Federal regulations, the Bank does not photocopy or maintain copies of Military and Armed Forces IDs)