Business Certificates of Deposit

As a smart business executive or owner, you’re always planning ahead. If your plan includes setting aside monies for future projects or spending, consider investing in Certificates of Deposit (CDs) or the Certificate of Deposit Account Registry Service (CDARS®) to earn interest on those otherwise idle funds in the meantime.

Lock-in a rate and term
Short- and long-term CD options available
CDs are FDIC insured up to maximum allowable limits
Additional FDIC insurance available through CDARS® program

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Certificates of Deposit

Choose a short-term CD, with terms from 30-days to 12 months, or a long-term CD, with terms up to 60 months to match your business goals and preferences.

Low minimum balance to open of $500
Fixed interest rate and annual percentage yield (APY) provide guaranteed returns
CDs renew automatically at the end of the term with options to choose another term, add funds, or move funds to a different product during the 7-day grace period after maturity
CD balances are FDIC insured up to the maximum allowable limits providing security and peace of mind

CDARS® Certificate of Deposit Account Registry Service

CDARS®—the Certificate of Deposit Account Registry Service®—is the most convenient way to access FDIC insurance on multi-million-dollar CD deposits and to earn CD-level rates, which often compare favorably to Treasuries and money market mutual funds. When your business chooses to invest in CDARS with us:

Funds are placed in CDs issued by banks that are members of the CDARS network in amounts less than the standard FDIC maximum ($250,000)
CD balances (principal and interest) are eligible for FDIC coverage
One convenient statement summarizes your CDARS account relationship

CDARS is offered through a partnership with IntraFi Network (formerly Promontory Interfinancial Network).

Certificates of Deposit

Choose a short-term CD, with terms from 30-days to 12 months, or a long-term CD, with terms up to 60 months to match your business goals and preferences.

Low minimum balance to open of $500
Fixed interest rate and annual percentage yield (APY) provide guaranteed returns
CDs renew automatically at the end of the term with options to choose another term, add funds, or move funds to a different product during the 7-day grace period after maturity
CD balances are FDIC insured up to the maximum allowable limits providing security and peace of mind

CDARS® Certificate of Deposit Account Registry Service

Funds are placed in CDs issued by banks that are members of the CDARS network in amounts less than the standard FDIC maximum ($250,000)
CD balances (principal and interest) are eligible for FDIC coverage
One convenient statement summarizes your CDARS account relationship

CDARS is offered through a partnership with IntraFi Network (formerly Promontory Interfinancial Network).

Additional Business Banking Options

You may also be interested in:

Business Checking Accounts

Business Savings and Money Market Accounts