Business Certificates of Deposit

As a smart business executive or owner, you’re always planning ahead. If your plan includes setting aside monies for future projects or spending, consider investing in Certificates of Deposit (CDs) or the IntraFi Network Deposits CD Option (formerly CDARS®) to earn interest on those otherwise idle funds in the meantime.

Lock-in a guaranteed interest rate and term
Short- and long-term CD options available
CDs are FDIC insured up to maximum allowable limits
Additional FDIC insurance available through the CD Option program

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Certificates of Deposit

Choose a short-term CD, with terms from 90-days to 12 months, or a long-term CD, with terms up to 84 months to match your business goals and preferences.

Low minimum balance to open of $1,000
Fixed interest rate and annual percentage yield (APY) provide guaranteed returns
CDs renew automatically at the end of the term with options to choose another term, add funds, or move funds to a different product during the 10 calendar day grace period from maturity
CD balances are FDIC insured up to the maximum allowable limits providing security and peace of mind

IntraFi Network Deposits CD Option

The CD Option is the most convenient way to access FDIC insurance on multi-million-dollar CD deposits and to earn CD-level interest rates, which often compare favorably to Treasuries and money market mutual funds. When your business chooses to take advantage of the CD Option deposit placement service with us:

Funds are placed in CDs issued by banks that are members of the IntraFi network in amounts less than the standard FDIC maximum ($250,000)
CD balances (principal and interest) are eligible for FDIC coverage
One convenient statement summarizes your CD Option account relationship

The CD Option (formerly CDARS®) is offered through a partnership with IntraFi Network (formerly Promontory Interfinancial Network).

Certificates of Deposit

Choose a short-term CD, with terms from 90-days to 12 months, or a long-term CD, with terms up to 84 months to match your business goals and preferences.

Low minimum balance to open of $1,000
Fixed interest rate and annual percentage yield (APY) provide guaranteed returns
CDs renew automatically at the end of the term with options to choose another term, add funds, or move funds to a different product during the 10 calendar day grace period from maturity
CD balances are FDIC insured up to the maximum allowable limits providing security and peace of mind

IntraFi Network Deposits CD Option

Funds are placed in CDs issued by banks that are members of the IntraFi network in amounts less than the standard FDIC maximum ($250,000)
CD balances (principal and interest) are eligible for FDIC coverage
One convenient statement summarizes your CD Option account relationship

The CD Option (formerly CDARS®) is offered through a partnership with IntraFi Network (formerly Promontory Interfinancial Network).

Additional Business Banking Options

You may also be interested in:

Business Checking Accounts

Business Savings and Money Market Accounts