Traditional Home Mortgages

Whether you’re looking for a conforming loan, jumbo loan, or a different type of mortgage loan, Burke & Herbert Bank has the terms and rates that will help you finance the home you’re hoping for. Let’s chat when you’re ready.

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Burke & Herbert Bank in Northern, VA

Mortgage Options

Conforming Loans

These are the most common type of mortgage loans for single-family homes. They “conform” to guidelines set by Fannie Mae and Freddie Mac that govern loan size and other criteria. The current standard conforming loan limit for a single-family home or condominium is $766,550. However, the limit is higher in certain high-cost areas—including much of the Washington, D.C. area— and can reach $1,149,825.

Non-Conforming (“Jumbo”) Loans

A Jumbo Loan is a type of mortgage that exceeds the limits set by the Federal Housing Finance Agency (FHA), and cannot be purchased by Fannie Mae or Freddie Mac. These large loans (exceeding $1,149,825 in the Washington, D.C. area) typically have stricter credit requirements than other mortgages.

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Need Help?

  • Call us at 703-684-1655 and ask to speak with a Mortgage Loan Officer.

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