Look no further for your next Small Business Loan

If you want financing solutions geared specifically to local businesses like yours, then you’ve come to the right place. We offer small business loans and lines of credit with attractive interest rates and terms, expert support, and fast loan decisions – no more than three business days, we promise.

  • Attractive terms
  • Quick decisions
  • Local expertise
  • Friendly, attentive service

Local Loans for Local Businesses

Everything you want is right here at Burke & Herbert Bank!

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Choose the loan or line of credit that’s right for you

Small Business Line of Credit

A line of credit for your business can make all the difference in today’s business environment. You’ll have a ready source of cash when you need it. And, because your credit line replenishes as you repay, it will continue to be there for you throughout the 24-month term.

  • Lines from $10,000 to $150,000 (unsecured) or up to $500,000 (secured)
  • Variable rates based on Prime
  • 0.25% discount available with auto-pay from your Burke & Herbert Bank business checking account
  • Interest-only payments
  • No annual fee
  • Easy access through Digital Banking for Business, or by check
  • Provides overdraft protection for your business checking account

Small Business Term Loan

A term loan can provide your business with the lump sum needed to finance your expansion or fuel your growth. It’s ideal for purchasing equipment, vehicles, and more.

  • Loans from $10,000 to $500,000 (secured)
  • Terms from 18-60 months
  • Attractive fixed rates based on Prime
  • 0.25% discount available with auto-pay from your Burke & Herbert Bank business checking account

Small Business Owner-Occupied Real Estate Loans

Ready to purchase your office space? Our owner-occupied real estate loans, available to businesses that occupy over 50% of the property, offer flexible financing options:

  • Loans from $50,000 to $1 million (secured)
  • 5 or 7-year terms (with 25-year amortization)
  • Business deposit relationship with auto-pay from a Burke & Herbert Bank business checking account required
We’re Here to Help

Talk to us if you need assistance finding the best borrowing solution to meet your small business needs. Visit a local Burke & Herbert Bank branch for friendly, attentive service and expert assistance. We’ll talk about your needs, goals, and preferences and when you’re ready to apply, you’ll be able to do that in a branch or online.

Find a branch near you.

Already a small business customer?
Burke & Herbert Bank in Northern, VA

Ready to Apply Now?

Here’s what you need to know.

  • You can apply online if your primary location is within our local lending area and your business has been in operation for two years or more.
  • In general, small business loans and lines of credit are for businesses with annual sales of $5 million or less.
  • The application should take approximately 10-20 minutes to complete. (You will not be able to save and return to the application.)
  • If you are applying jointly, complete the application with your joint applicant(s).
  • You will be able to upload documents with your application to support the loan decision.
  • Loan decisions will be made within 3 business days of receipt of your completed application and required documents.

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You may also be interested in:

Business Checking Accounts
Business and Treasury Services
Business Savings and Money Market Accounts

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