At Burke & Herbert Bank we know that even the most diligent people are prone to the occasional error when it comes to day-to-day finances. If you find that your checking account is a little short, or you're looking to avoid the potential embarrassment of a returned check, we have your back with two Overdraft Protection options for your checking accounts.
With Burke & Herbert Bank's Automated Overdraft Protection Service, you can designate another account – such as a Savings, Money Market or other checking account – from which funds will be transferred to prevent your checking account from being overdrawn. It's like your money is protecting itself. A $5.00 fee applies to each transfer.
You also may use a Personal Line of Credit* to provide your checking account with overdraft protection. If you accidentally overdraw your account, your credit line steps in to ensure you're covered. Funds up to your available limit are transferred to your checking account so that you avoid the hassle and expense of returned checks.
* Subject to credit approval. Must be 18 or older to apply.