Mortgage Options

Burke & Herbert Bank has a variety of mortgage options for you. There is no "one-size-fits-all" mortgage. Whether you're purchasing a new home or refinancing your current home loan, we offer mortgage options with rates and terms that can be tailored to your borrowing needs.

Conforming Loans

Conforming Loans are the generally accepted industry standard for mortgages – following Fannie Mae and Freddie Mac guidelines – and are the most common for single-family homes. The current standard conforming loan limit for a single-family home or condominium is $510,400. The limit in certain high-cost areas – which includes many counties in the Washington, D.C. area – is higher, currently $765,600. These higher-limit loans are referred to as High Balance or Super Conforming Loans.

Jumbo (Non-Conforming) Loans

Jumbo Loans are mortgages that exceed the conforming loan limits. For properties in a high-cost area, a jumbo loan lets you borrow amounts above $765,600.

Whether you need a conforming loan or a jumbo loan, we offer a variety of terms and rates designed to meet your home financing needs.

Apply for a mortgage now

To learn more, visit your nearest branch or call us at 703-684-1655 and ask to speak with a Mortgage Loan Officer.


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