Mortgage

Mortgage Options


There is no "one-size-fits-all" mortgage. Whether you're purchasing a new home or refinancing your current loan, we offer mortgage options with rates and terms to provide the right solution to fit your borrowing needs.

Conforming Loans

Conforming loans are the generally accepted industry standard for mortgages, following Fannie Mae and Freddie Mac guidelines, and the most common for single-family homes with loan amounts at or below $484,350. Our Conforming Loans offer a variety of terms and rates designed to meet your borrowing needs.

Jumbo Loans

Jumbo loans are mortgages that exceed the normal loan limits for conforming loans due to the property being located in a high-cost area. Our jumbo loans allow you to borrow between $484,350.01 and $726,525. These loans offer a variety of terms and rates designed to meet your home financing needs.

Non-Conforming Loans

Non-conforming loans typically are loans where the amount exceeds the jumbo loan limit. Due to the loan amount, the rates are usually higher than other types of mortgages. Our non-conforming loans allow you to borrow amounts above $726,525 and offer a variety of terms and rates designed to meet your home financing needs.

Apply for a mortgage now

To learn more, stop by any branch or call us at 703-684-1655 and ask to speak with a Mortgage Loan Officer.

 

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