Burke & Herbert Bank

Rate Center

Welcome to the Burke & Herbert Bank Rate Center, where you’ll find the most current rates for all of our deposit products. To find a rate for the specific account type in which you are interested, simply click the corresponding button below.

Download Deposit Rates

RATES EFFECTIVE AS OF 05/18/2013

REGULAR CERTIFICATES OF DEPOSIT^aclick to close -

Term

Interest
Compounds

Minimum
Opening
Deposit

Minimum Balance
To Obtain Annual
Percentage Yield

Interest
Rate

Annual
Percentage
Yield

30 Days	At Maturity	$500	$500	0.25%	0.25%
60 Days	At Maturity	$500	$500	0.25%	0.25%
90 Days	At Maturity	$500	$500	0.25%	0.25%
6-Months	Monthly	$500	$500	0.35%	0.35%
12-Months	Monthly	$500	$500	0.50%	0.50%
18-Months	Monthly	$500	$500	0.55%	0.55%
24-Months	Monthly	$500	$500	0.60%	0.60%
30-Months	Monthly	$500	$500	0.60%	0.60%
36-Months	Monthly	$500	$500	0.60%	0.60%
36-Months	Monthly w/o checking	$10,000	$10,000	0.70%	0.70%
36-Months	Monthly w/checking	$10,000	$10,000	0.80%	0.80%
48-Months	Monthly	$500	$500	0.70%	0.70%
48-Months	Monthly w/o checking	$10,000	$10,000	0.80%	0.80%
48-Months	Monthly w/checking	$10,000	$10,000	0.90%	0.90%
60-Months	Monthly	$500	$500	0.65%	0.65%
60-Months	Monthly w/o checking	$10,000	$10,000	0.90%	0.90%
60-Months	Monthly w/checking	$10,000	$10,000	1.09%	1.10%
DISCLOSURES: a) substantial penalty for early withdrawal.
Last updated on: 12/06/2012

FEATURED CERTIFICATES OF DEPOSIT^aclick to open +

JUMBO CERTIFICATES OF DEPOSIT^aclick to open +

REPURCHASE AGREEMENTSclick to open +

CHECKING/SAVINGS/MONEY MARKET ACCOUNTS*click to open +

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)^abclick to open +

CDARS RATESclick to open +

Balances to $50,000	0.000%*
$50,000.01 to $100,000	0.050%*
$100,000.01 to $500,000	0.075%*
$500,000.01 to $1,000,000	0.100%*
$1,000,000.01 to $2,000,000	0.150%*
Balances over $2,000,000	0.200%*
DISCLOSURES Repurchase Agreements are secured obligations of Burke & Herbert Bank & Trust Company. Any amounts placed in Repurchase Agreements are not deposits of Burke & Herbert Bank & Trust Company, are not insured by the FDIC and are not guaranteed in any way by the United States or any of its agencies. * The interest rate and annual percentage yield may change after account opening
Last updated on: 01/18/2012

*Interest Checking*
Balances to $1,499.99	$100	$100	0.05%	0.05%
Balances $1,500 and over	$100	$1,500	0.05%	0.05%
*Statement Savings*	$50	$50	0.05%	0.05%
*Kid's Savings*	$10	$10	0.05%	0.05%
*Regular Money Market*
Balances to $2,499.99	$1,000	$1,000	0.05%	0.05%
$2,500 to $24,999.99	$1,000	$2,500	0.10%	0.10%
$25,000 to $99,999.99	$1,000	$25,000	0.15%	0.15%
Balances $100,000 and over	$1,000	$100,000	0.25%	0.25%
*Premium Money Market*
Balances to $24,999.99	$1,000	$1,000	0.10%	0.10%
$25,000 to $99,999.99	$1,000	$25,000	0.15%	0.15%
$100,000 to $249,999.99	$1,000	$100,000	0.30%	0.30%
$250,000 to $499,999.99	$1,000	$250,000	0.40%	0.40%
$500,000 to $999,999.99	$1,000	$500,000	0.45%	0.45%
Balances $1,000,000 and over	$1,000	$1,000,000	0.45%	0.45%
Business Savings	$50	$50	0.05%	0.05%
*Business Money Market*
Balances to $2,499.99	$1,000	$1,000	0.05%	0.05%
$2,500 to $24,999.99	$1,000	$2,500	0.10%	0.10%
$25,000 to $99,999.99	$1,000	$25,000	0.15%	0.15%
Balances $100,000 and over	$1,000	$100,000	0.25%	0.25%
*Business Premium Money Market*
Balances to $24,999.99	$1,000	$1,000	0.10%	0.10%
$25,000 to $99,999.99	$1,000	$25,000	0.15%	0.15%
$100,000 to $249,999.99	$1,000	$100,000	0.30%	0.30%
$250,000 to $499,999.99	$1,000	$250,000	0.40%	0.40%
$500,000 to $999,999.99	$1,000	$500,000	0.45%	0.45%
Balances $1,000,000 and over	$1,000	$1,000,000	0.45%	0.45%
DISCLOSURES * The interest rate and annual percentage yield may change after account opening
Last updated on: 12/12/2012

18-Months^c	Variable	Quarterly	$100	$100	0.55%	0.55%
25-Months^b	Fixed	Monthly w/o checking	$100	$100	0.45%	0.45%
25-Months^b	Fixed	Monthly w/checking	$10,000	$10,000	0.50%	0.50%
25-Months^b	Fixed	Monthly w/checking	$25,000	$25,000	0.60%	0.60%
36-Months	Fixed	Quarterly	$100	$100	0.80%	0.80%
60-Months	Fixed	Quarterly	$100	$100	1.10%	1.10%
DISCLOSURES: a) substantial penalty for early withdrawal. b) This CD comes with a ""Bump Up"" feature that allows you to request a one-time rate adjustment after the account has been opened for at least six months. The rate will be adjusted to the then current rate for this CD product and the new rate will apply for the remainder of the term. c) The interest rate and annual percentage yield may change after account opening.
Last updated on: 12/06/2012

4 weeks	$10,000	0.15%	0.15%
13 weeks	$10,000	0.15%	0.15%
26 weeks	$10,000	0.20%	0.20%
52 weeks	$10,000	0.40%	0.40%
DISCLOSURES Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.
Last updated on: 12/29/2011

30-Month Stepped^b	Monthly w/checking	$500	$500		0.40%
			Initial Rate	0.30%
			2nd 10 months	0.40%
			3rd 10 months	0.50%
30-Month Stepped^b	Monthly w/checking	$10,000	$10,000		0.75%
			Initial Rate	0.35%
			2nd 10 months	0.45%
			3rd 10 months	1.45%
30-Month Stepped^b	Monthly w/checking	$25,000	$25,000		1.00%
			Initial Rate	0.45%
			2nd 10 months	0.55%
			3rd 10 months	2.00%
Bump Up CDs:
25-Months^c	Monthly	$500	$500	0.35%	0.35%
25-Months^c	Monthly w/o checking	$10,000	$10,000	0.45%	0.45%
25-Months^c	Monthly w/checking	$10,000	$10,000	0.50%	0.50%
25-Months^c	Monthly w/checking	$25,000	$25,000	0.60%	0.60%
35-Months^c	Monthly	$500	$500	0.45%	0.45%
35-Months^c	Monthly w/o checking	$10,000	$10,000	0.55%	0.55%
35-Months^c	Monthly w/checking	$10,000	$10,000	0.70%	0.70%
35-Months^c	Monthly w/checking	$25,000	$25,000	0.80%	0.80%
DISCLOSURES: a) substantial penalty for early withdrawal outside of grace periods b) The APY assumes principal and interest remain in the account for 30 months. Penalty-free withdrawals may be made during 10 month and 20 month grace periods. See a bank representative for details. c) This CD comes with a "Bump Up" feature that allows you to request a one-time rate adjustment after the account has been opened for at least six months. The rate will be adjusted to the then current rate for this CD product and the new rate will apply for the remainder of the term.
Last updated on: 05/23/2012