Checking
Overdraft Protection
At Burke & Herbert Bank we know that even the most diligent people are prone to the occasional error and/or bout of forgetfulness, especially when it comes to day-to-day finances. If you find yourself coming up a little short, or looking to avoid the potentially embarrassing situation of having a check returned, we have your back with two Overdraft Protection options for your checking accounts.
With Burke & Herbert Bank's Automated Overdraft Protection Service, you can designate another account such as a Savings, Money Market or another checking account from which funds will be transferred to prevent your checking account from being overdrawn. It's like your money is protecting itself. A $2 fee applies to each transfer.
You also may use a Personal Line of Credit* as overdraft protection for checking. If you accidentally overdraw your checking account, your credit line steps in to ensure you're covered. Funds up to your available limit are transferred to your checking account so that you avoid the hassle and expense of returned checks.